Guild Wars Guild

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Although the type of car insurance can vary in New Jersey, it is mandatory under the law. Not [link widoczny dla zalogowanych] having insurance can [link widoczny dla zalogowanych] have dire consequences. It is breaking the law and can result in jail time, suspension of driver s license, loss of the car, community service or fines.

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There is a basic policy, which is available [link widoczny dla zalogowanych] to all drivers that is less expensive than a standard policy but provides only minimum coverage. In case of a very serious accident this policy would only cover a very small amount of the costs. This policy is very limited and does not cover liability from [link widoczny dla zalogowanych] other people such as people in the car the insured hits.

The basic policy is not recommended for anyone who has any real assets. However, it is possible to increase various parts of a policy if desired. The standard policy in much more expensive but covers a wide range of expenses in an accident caused by the insured.

This state, as with others, has a large number of automobile accidents. In 2009 there were 772 fatal crashes in which one or more people were killed. This [link widoczny dla zalogowanych] is a tragedy for all the people involved, both the person who caused the accident and the innocent one who was just out driving. With this number it is prudent for everyone to have insurance if they do not want to lose all their assets and spend the rest of their life at [link widoczny dla zalogowanych] a price that is many times over what the policy would have cost.

People moving to New Jersey have 60 days or before their current driving license expires, to transfer to a New Jersey license. Upon surrendering their license they are issued a new one which is good for four years. Those under 18 must participate in a Graduated Driver License program. When receiving the new license they must present proof of coverage.

If you are a resident of the state and are traveling to another, having an accident [link widoczny dla zalogowanych] has the same consequences. It is essential that all drivers be covered with sufficient coverage. Lives may be lost, livelihoods destroyed, families split apart and life time disabilities are all possibilities. There has to be money to [link widoczny dla zalogowanych] pay for these things and the only way to have any sense of security is to have the right NJ car insurance.