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<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Author</th> <th class="thCornerR">Message</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>ayhda88r</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="http://picsrv.fora.pl/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Fri 13:19, 11 Oct 2013<span class="gen"> </span> Post subject: hollister france Should You Sell Structured Settle</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">Annuitants wanting to sell structured settlement payments must first determine if this practice is allowed in the state where they reside. 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Courts respond more favorably when annuity payments are distributed annually vs. being distributed [url=http://www.mnfruit.com/doudounemoncler.php]moncler pas cher[/url] when Annuitants reach major milestones. <br /> <br /> Regardless of the reason structured settlements were established, it is best for Annuitants to obtain legal counsel prior to seeking court approval. <br /> <br /> Annuity payments are backed by life insurance companies. When Annuitants sell partial payments they must transfer payment rights to the funding source. Once court authorization is obtained, Annuitants must also [url=http://www.thehygienerevolution.com/barbourparis.php]barbour[/url] obtain approval from the life insurance company. <br /> <br /> Annuitants must provide the insurance company with contact information for the [url=http://www.gotprintsigns.com/abercrombiepascher/‎]abercrombie soldes[/url] funding source, along with the number of payments to transfer. Life insurance companies are not required to approve transfers and are often [url=http://www.moncleroutletosterblade.com]moncler[/url] unwilling to authorize the transfer of future annuities. <br /> <br /> Annuity payments are sold to funding sources for a lump sum cash payment. [url=http://www.mnfruit.com/doudounemoncler.php]moncler[/url] Funding sources are generally private investors, investment companies, and cash advance providers. Some banks and credit unions provide cash for annuities, but the majority of financial institutions do not engage in this type of funding. <br /> <br /> Funding sources do not offer full face value of annuities. Investors typically charge an upfront fee ranging between 20 and 30 percent of advanced funds. For example, an Annuitant receives $10,000 every three months and requires $100,000 in cash. <br /> [url=http://www.ilyav.com/uggsoldes.php]boots ugg pas cher[/url] <br /> The Annuitant would need to transfer 12 to 13 payments to cover the full amount required, plus the funding source fees. The life insurance company would send payments to the funding source until the cash advance is repaid. Afterward, annuity payments revert back to the Annuitant. <br /> <br /> The most common strategy for selling structured settlements is to sell partial payments. Courts rarely approve the sale of structured settlements in whole. The exception is for lottery winnings or if only [url=http://www.rtnagel.com/louboutin.php]louboutin[/url] a few years of payments [url=http://www.sandvikfw.net/shopuk.php]hollister sale[/url] remain. <br /> <br /> The decision to sell structured settlement payments is a decision that should not be taken lightly. 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